Check Your Rate with No Credit Impact.
Borrow up to $5,000 with transparent rates under 36% APR. No hidden fees. No surprises.
Trust Signal
Capped at 35.99% APR
Security
256-Bit Encrypted
Loan Details
256-Bit SSL
Bank-level security
No Credit Impact
Soft-pull only
Funds by Next Day
Fast processing
Internal Servicing
We handle your loan
How It Works
Getting the funds you need shouldn't be a stress test. Our process is built for speed and transparency.
Request
Fill out our 2-minute secure form.
Verify
Instant identity & income verification.
E-Sign
Review and sign your agreement.
Funding
Funds sent as early as next day.
Common Questions
Will this affect my credit score?
Checking your rate with PST Loans results in a soft credit pull, which does not affect your credit score. Hard inquiries only occur after you accept an offer and proceed with funding.
How do I pay back my loan?
Repayments are conveniently scheduled through automatic ACH withdrawals from your bank account on your paydays, ensuring you never miss a payment.
Is PST Loans a direct lender?
Yes, we service and fund our own loans. We are not a broker—we handle your application, funding, and customer service internally.