Back to Home

Terms of Service

Last updated: January 1, 2026

Acceptance of Terms

By using PST Loans, you agree to these terms. You must be at least 18 years old and legally authorized to enter into this agreement. Continued use of the service constitutes ongoing acceptance.

Services Provided

We provide personal loan application, underwriting, funding, and account management services. All loans are subject to credit approval. We reserve the right to modify or discontinue any feature at any time with reasonable notice.

User Conduct

You agree not to misuse our service, submit false or misleading information, or attempt unauthorized access to any part of our systems. Violations may result in immediate account termination and referral to law enforcement.

Limitation of Liability

PST Loans is not liable for indirect, incidental, or punitive damages resulting from service use. Our total liability shall not exceed the amount of fees paid by you in the 12 months preceding the claim.